Terms and Privacy Policy

Our Commitment to You

Thank you for your interest in Berfam Capital. To provide our investment and asset-management services, we may need to collect and process certain personal information about you and your activities.

By entrusting us with your data, we want to assure you that we handle your information responsibly, securely, and in accordance with all applicable regulatory requirements, including EU data protection laws and the General Data Protection Regulation (GDPR) 679/2016 (EU).

We have implemented strong safeguards to protect the confidentiality, integrity, and security of your information. We encourage you to review this Privacy Policy carefully to understand how your data is collected, used, stored, and protected.


1. Grounds for Data Collection

Processing your personal data (“Personal Data”) is necessary for:

  • Fulfilling our contractual obligations and delivering our services

  • Protecting our legitimate business interests

  • Complying with legal, financial, and regulatory requirements

  • Meeting anti–money laundering (AML) and due-diligence obligations

By using our services, you consent to the collection, storage, use, and disclosure of your Personal Data as described in this policy.


2. How We Receive Your Data

We collect Personal Data from multiple sources, including:

Directly from you

  • When you provide information to open an account

  • When you complete forms or communicate with us by email or through our website

Through your use of our website and services

  • When we process financial transactions on your behalf

  • When we automatically record technical information generated through your interactions


3. Types of Data We Collect

A. Personal Data

To create an account and offer our services, we may collect:

Registration Information

  • Name

  • Email address

  • Phone number

  • Occupation

  • Country of residence

  • Age (to verify eligibility)

Voluntary Information

Any details you choose to provide when contacting us through email, forms, or support channels.

Financial Information

To facilitate investment activity and portfolio transactions, we may collect:

  • Bank account details

  • Payment information

  • Records of transactions performed through our services

Technical Information

Automatically collected data such as:

  • IP address

  • Device identifiers

  • Approximate geolocation

  • Browser type and operating system

  • Connection logs

B. Non-Personal Data

We may collect device-related data such as:

  • UDID, cookie identifiers, advertising IDs

  • Browser metadata

  • Language and time-zone settings

  • Site navigation behavior

If non-personal and personal information are ever combined, the combined data will be treated as Personal Data.


4. Tracking Technologies

When you access our website or services, we use cookies, pixels, events, and similar tracking technologies (“Tracking Technologies”) to:

  • Improve website performance

  • Analyze user behavior

  • Personalize your experience

  • Enhance navigation and usability

A detailed explanation is available in our Cookie Policy.


5. How We Use Your Data

A. Service Delivery

We use your data to provide, manage, and improve our investment and asset-management services.

B. Marketing & Communications

With your consent, we may use your email or phone number for:

  • Newsletters

  • Service announcements

  • Promotional materials

You may unsubscribe at any time. Even after opting out, we may still send essential service-related communications.

C. Analytics and Enhancements

We analyze data to evaluate, improve, and develop new features, services, and technologies.

D. Protecting Our Interests

We may use your data to:

  • Detect fraud

  • Enforce our Terms & Conditions

  • Address legal claims

  • Protect the rights and property of Berfam Capital and our users

E. Legal and Regulatory Compliance

We use your data to satisfy regulatory obligations including AML checks, due diligence, reporting, and responding to requests from authorities.


6. Who We Share Your Data With

Internal Parties

  • Berfam Capital employees

  • Affiliates or subsidiaries
    Only those requiring access to fulfil services.

Financial Institutions & Payment Providers

  • To process deposits, withdrawals, and risk assessments.

Business Partners

  • Storage providers

  • IT and analytics partners

  • Operational service providers

Regulatory and Legal Bodies

We may disclose information when legally required, including:

  • Government authorities

  • Financial regulators

  • Compliance investigators

Corporate Transactions

If Berfam Capital undergoes a merger, acquisition, restructuring, or asset sale, your data may be transferred to the acquiring entity—subject to continued protection under this Privacy Policy.


7. International Data Transfers

Some data recipients may be located outside the EEA. In such cases, we ensure safeguards through:

  • Countries approved by the European Commission, or

  • Legally binding data-protection agreements ensuring adequate protection.


8. How We Protect Your Data

We apply administrative, technical, and physical measures to safeguard your information, including:

  • Secure servers

  • Access controls

  • Encryption and monitoring

  • Restricted employee access

However, no online transmission is completely risk-free. While we strive to protect your data, we cannot guarantee absolute security.

You must also safeguard your account credentials. You are responsible for maintaining the confidentiality of your password and account access.


9. Data Retention

We retain your data only as long as necessary for:

  • Providing our services

  • Meeting regulatory obligations

  • Resolving disputes

  • Enforcing policies

Under applicable regulations, client records—including personal data, transaction details, and communication logs—may be retained for legally mandated periods.


10. Your Rights

You may exercise the following rights, subject to legal and regulatory limitations:

  • Access your personal data

  • Request corrections

  • Request deletion (“right to be forgotten”)

  • Restrict or object to processing

  • Request a copy of your data in machine-readable format

  • Withdraw consent (where applicable)

Some rights may be limited due to our regulatory obligations.


11. Contact Us

To exercise your rights or request additional information, please contact our Data Protection Officer (DPO):

Email: support@berfamcapital.com
Attn: Data Protection & Compliance Officer – Berfam Capital

If you choose to close your account, email us at the address above. Certain personal information may still be retained for regulatory or legal purposes.


12. Updates to This Policy

Berfam Capital may update this Privacy Policy periodically. The latest version will always be available on our website. If changes are material, we will notify you accordingly.

Continued use of our services after updates take effect constitutes acceptance of the revised Privacy Policy.